Terms of Use

Acceptance of these terms

By accessing or using this website you agree to these Terms of Use. If you do not agree with them, please do not use the site. We may update these terms from time to time, and the modification date below will be revised when we do.

Informational purpose only

The content on this site is provided for general informational purposes. It is not legal, tax, or professional advice, and it is not an offer to sell or a solicitation to buy insurance in any jurisdiction where such an offer would be unlawful.

Descriptions of coverage on this site are summaries. Coverage is governed solely by the terms, conditions, exclusions, and limits of the policy as actually issued. If a description on this site conflicts with an issued policy, the policy controls.

Quotes and applications

Submitting a quote request, application, certificate request, or message through this site does not bind coverage, amend coverage, or cancel coverage. No coverage is in force until it is confirmed in writing by Provident Financial Group and the issuing carrier.

Requests to bind, change, or cancel coverage, and reports of claims, should be made by telephone at (866) 964-6660 so that receipt can be confirmed.

Accuracy of information you provide

You agree that the information you submit is accurate and complete. Underwriting decisions and premiums are based on the information supplied. Material misstatements or omissions may affect the availability of coverage or the handling of a claim.

Permitted use

You may use this site for lawful purposes only. You agree not to attempt unauthorized access to the site or its systems, interfere with its operation, use automated means to scrape or harvest its content, or submit false, misleading, or malicious information.

Intellectual property

The content, design, text, graphics, logos, and marks on this site are the property of Provident Financial Group or its licensors and are protected by applicable law. You may view and print pages for your own reference. Any other reproduction, distribution, or commercial use requires our prior written permission.

Third party links

This site may link to websites operated by third parties. Those sites are not under our control, and we are not responsible for their content, availability, or privacy practices. A link is not an endorsement.

Disclaimer of warranties

This site is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement, and we do not warrant that the site will be uninterrupted, error free, or free of harmful components.

Limitation of liability

To the fullest extent permitted by law, Provident Financial Group will not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of your use of, or inability to use, this site.

Privacy

Information you submit through this site is handled in accordance with our Privacy Policy, which is incorporated into these terms by reference.

Governing law

These terms are governed by the laws of the State of New Jersey, without regard to its conflict of law provisions.

Questions

Questions about these terms can be directed to info@providentfgp.com or (866) 964-6660. See also our Privacy Policy.