Employment Practices Insurance
Protection against claims of wrongful termination, discrimination, harassment, and retaliation by employees, applicants, and former staff.
Get Up to 10 QuotesWhat's Covered
- Wrongful termination and demotion claims
- Discrimination based on race, age, gender, or disability
- Sexual harassment and hostile work environment
- Retaliation against whistleblowers or complainants
- Failure to promote or wrongful discipline
- Defamation and invasion of privacy in the workplace
Who Needs This
- Any business with employees
- Companies undergoing layoffs or restructuring
- Firms with limited HR infrastructure
- Startups scaling headcount quickly
Why It Matters
Employment Practices Liability Insurance (EPL) defends your business and its managers against workplace claims that standard general liability policies exclude. From a single disgruntled former employee to a class action, EPL covers legal defense, settlements, and judgments so a single suit doesn't threaten your balance sheet.
Key Benefits
- Defense costs covered even when claims are groundless
- Third-party harassment protection (customers, vendors)
- Coverage for wage and hour defense
- Prior-acts coverage available with continuous renewal
Who We Insure
Industries where employment practices coverage carries the most weight, with the specific exposures each one faces.
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Submit once and we'll market your account for employment practices coverage to multiple A-rated carriers, so you can compare terms side by side—no offshore call centers, just domestic experts.
Get Up to 10 Quotes