FIDCoverage

Fiduciary Liability Insurance

Protecting those who manage employee benefit and pension plans from claims of mismanagement, breach of duty, or errors in plan administration.

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What's Covered

  • Breach of fiduciary duty in plan administration
  • Errors in investment selection and monitoring
  • Failure to properly enroll or inform participants
  • Administrative errors in benefits processing
  • Department of Labor investigations and audits
  • Defense costs for plan trustees and fiduciaries

Who Needs This

  • Companies offering 401(k) or pension plans
  • Businesses with employee benefit committees
  • Nonprofits and associations managing benefits
  • Plan sponsors, trustees, and administrators

Why It Matters

Fiduciary Liability Insurance covers the personal liability of plan sponsors, trustees, and administrators who oversee employee benefit plans. Even well-intentioned decisions about investments, fees, or enrollments can trigger claims from participants or the Department of Labor—fiduciary coverage defends the people entrusted with your employees' retirement and welfare.

Key Benefits

  • Defense of personal assets of plan fiduciaries
  • Coverage for administrative errors and omissions
  • Regulatory investigation defense
  • Pairs with ERISA fidelity bonds for full protection

Ready to Compare Carriers?

Submit once and we'll market your account for fiduciary liability coverage to multiple A-rated carriers, so you can compare terms side by side—no offshore call centers, just domestic experts.

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