Privacy Policy

What information do we collect?

We collect information from you when you submit a quote request, contact us, request a certificate of insurance, or otherwise interact with our website. The information we collect may include:

Contact details such as your name, email address, phone number, and mailing address. Business details such as your company name, industry, number of employees, and operations. Information about your insurance needs, including the coverages you are interested in, current coverage, and any claims history. Financial or operational information you provide on a quote form, such as revenue, employee counts, or benefit plan details, to the extent needed to obtain quotes from carriers.

You may browse our website without providing any personal information.

Why do we collect your information?

We use the information you provide to understand your insurance needs, communicate with you, and place coverage with appropriate insurance carriers and wholesalers.

Specifically, quote information is shared with insurance carriers, wholesalers, and underwriting markets so they can evaluate your risk and provide premium indications. This sharing is the purpose of submitting a quote request: without it, we cannot obtain quotes on your behalf.

We also use your information to respond to inquiries, send certificates or policy documents, provide customer service, and keep you informed about your account or coverages.

How do we protect your information?

We take reasonable administrative, technical, and physical measures to protect the information you submit from unauthorized access, disclosure, alteration, or destruction. Information submitted through our forms is transmitted over a secure connection.

We limit access to personal information to those who need it to provide services to you. We do not store sensitive payment card information on our servers, because this site does not process payments or sell products directly.

Cookies and analytics

We may use cookies and similar technologies to help our website function correctly, remember your preferences, or understand how visitors use the site. You can set your browser to refuse cookies, though some parts of the site may not work as intended.

We do not use cookies to collect personally identifiable information without your knowledge, and we do not sell information collected through cookies.

Do we disclose information to outside parties?

We do not sell, rent, or trade your personal information to third parties for marketing purposes.

We do share information with insurance carriers, wholesalers, and other parties as needed to obtain quotes, bind coverage, service your policy, or comply with legal requirements. We require these parties to use your information only for the purpose of providing insurance services to you.

We may also disclose information when required by law, to enforce our site policies, or to protect our rights, property, or safety, or that of others.

Third-party links

Our website may contain links to third-party websites, such as carrier or regulatory sites. These sites have their own privacy policies, and we are not responsible for their content or practices. We encourage you to review the privacy policy of any site you visit.

Your choices and access rights

You may request access to, correction of, or deletion of the personal information we hold about you by contacting us. We will respond to reasonable requests as required by applicable law and verify your identity before making changes.

If you no longer wish to receive communications from us, you may opt out by following the instructions in any message or by contacting us directly.

Children's privacy

Our website and services are not directed to children under 13, and we do not knowingly collect personal information from children under 13.

Changes to our privacy policy

We may update this privacy policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.

Contacting us

If you have questions about this privacy policy, or would like to access, correct, or delete your information, please contact us.